U.S. Bank
Denver, CO
+ 1 other location
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
The Commercial Real Estate (CRE) Credit Analyst 2 supports the underwriting and portfolio management of commercial real estate relationships, including Real Estate Investment Trusts (REITs), Real Estate Operating Companies (REOCs), and real estate investment funds. Working under the guidance of senior underwriting and portfolio management professionals, this role performs financial analysis, prepares credit-related materials, monitors portfolio performance, and assists with underwriting activities that support sound credit decisions.
The Credit Analyst assists in underwriting activities for new loan requests, renewals, modifications, extensions, annual reviews, and ongoing portfolio monitoring. This position provides exposure to complex commercial real estate transactions while developing credit analysis, financial modeling, and portfolio management skills.
Basic qualifications:
Bachelor's degree, or equivalent work experience
More than one year of experience in a finance/analytical related role
Preferred skills/experience:
Background in finance, accounting, economics, commercial banking, or commercial real estate.
Foundational knowledge of financial statement analysis and commercial credit principles.
Ability to analyze financial data and identify key trends and risk indicators.
Effective analytical and technical writing skills.
Strong verbal and written communication skills.
Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
Experience working with Microsoft Excel and financial analysis tools.
Familiarity with commercial lending systems such as nCino or similar platforms.
Ability to work independently while appropriately escalating issues and seeking guidance.
Interest in commercial real estate finance and credit underwriting.
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our
disability accommodations for applicants
.
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,530.00 - $101,800.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.