UnitedHealth Group is a health care and well-being company that's dedicated to improving the health outcomes of millions around the world. We are comprised of two distinct and complementary businesses, UnitedHealthcare and Optum, working to build a better health system for all. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a team that shares your passion for helping others. Join us to start Caring. Connecting. Growing together.
The Payment Operations Analyst will play a critical role in ensuring accuracy, efficiency, and compliance of payment processing activities specializing in wire and check processing. This position is responsible for monitoring daily payment operations, reconciling transactions, resolving discrepancies, and supporting process improvements to enhance operational performance. The ideal candidate will have strong analytical skills, attention to detail, and experience working in a fast-paced financial environment.
Primary Responsibilities:
- Process and monitor domestic payments across multiple platforms
- Perform daily reconciliations of payment transactions and resolve exceptions promptly
- Ensure compliance with internal controls, regulatory requirements, and company policies
- Investigate and resolve payment discrepancies, liaising with internal teams and external partners
- Support month-end and quarter-end reporting for Treasury and Finance teams
- Identify opportunities for processing automation and efficiency improvements
- Assist with audits and provide documentation as required
- Maintain accurate records and prepare reports for management review
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- Bachelor's degree in finance, Accounting, Business, or related field (or equivalent experience)
- 2+ years of experience in payment operations, treasury, or financial services
- Solid understanding of payment systems (Check and Wire) and banking processes
- Proficiency in Excel and Word
- Proven excellent analytical, problem-solving, and organizational skills
- Proven ability to work independently and manage multiple priorities under tight deadlines
- Proven solid communication skills and attention to detail
- Proven Growth Mindset
- Proven Self-Management
- Proven Accountability
Preferred Qualifications:
- Experience with payment platforms and treasury management systems
- Knowledge of regulatory requirements related to payments (e.g., OFAC, AML)
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $72,800 - $130,000 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.